Location
650 San Benito Street,
Suite 250
Hollister, CA 95023
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Contact Us

Mailing Address
P.O. Box 1326,
Hollister, CA 95024

Phone
(831) 637-5824
(800) 310-5824

Fax
(831) 637-1406

email us

Homeowners Policy

California Mutual provides a comprehensive Homeowners Policy.

OUR PACKAGE INCLUDES:

coverages
  • Dwelling HO3 Special Form
  • Replacement Cost
  • Direct Physical Loss – Contents
  • Medical Coverage
  • Loss of Use
  • Other Structure
  • Personal Liability
Features
  • ID Fraud Expense Coverage (Included)
  • Ordinance or Law Coverage (Included)
    50%: Dwellings 1 to 5 Years old
    10%: Dwellings 6 to 40 Years old*
    *(Option to Increase to 50%)
  • Inflation Guard at 4% (Included)
  • Replacement Cost Dwelling
  • Replacement Cost Contents
  • Loss Assessment at $5,000
optional coverages
  • Increased Limits – MS-RCC Coverage A
    Coverage A
    Extended Replacement Cost 150%
    Coverage B - 10%
    Coverage C - 70%
    Coverage D - 40%
    Increased Unscheduled Personal Property Limits
  • Scheduled Personal Property
  • Personal Injury
  • Earthquake
  • And More
credits (up to 50%)
  • New Loan Credit
  • New Home Credit
  • Loss Deductible Credit for $500, $1,000 & $2,500 Deductibles
  • Loss Free Credit
  • Fire & Theft Alarm Credit
  • Full & Partial Sprinkler Credit
  • Roof Credits for Non-Flammable Roof Tile
  • Gated Community Credit
identity Fraud expense

To all homeowners we provide coverage to protect against the growing problem of identity theft. Identity theft strikes millions of Americans each year and costs businesses and individuals billions of dollars. Our identify theft recovery program not only provides protection for fraud, but also provides practical support you may need.

Our identity fraud expense recovery covers:

  • Lost wages as a result of time away from work to correct credit or identity records
  • Cost of obtaining credit reports
  • Fees when reapplying for loans initially declined due to falsified credit information
  • Postage, phone and shipping fees
  • Certain legal fees caused by identity theft
  • Notary and filing fees for costs you incur for steps you take yourself to restore your identity and credit records

Additionally, support is offered in the form of:

  • Identity recovery help line - A toll-free number connects you with professionals who will answer your initial questions, provide information and advise you on the immediate steps you need to take
  • Identity recovery case manager service - A case manager will guide you through the steps of the identity recovery process