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California Mutual offers a comprehensive package of coverages specifically for the Bed and Breakfast Industry. |
Associations & Partnerships:
Contact the following associates and/or partners for more information:
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OUR PACKAGE INCLUDES:
- Includes Walkways, Fences and Attached Signs
- Functional Replacement Cost Including Modified Ordinance or Law
- Replacement Cost on Newer Properties
- Inflation Guard
- Glass
| BUSINESS PERSONAL PROPERTY |
- Worldwide Personal Property Extension – $5,000
- Guest Property – $1,000 / $25,000
- Functional Replacement Cost
- Extra Residence Living and Business Expense
- Additional Living Expense and Guest Relocation
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Medical Payments
- Fire Legal
- Personal Liability
- Temporary Innkeeper’s Liability
- Debris Removal - $10,000
- Fire Department Service Charge – $1,000
- EDP - $2,500
- Pollution Clean Up and Removal – $10,000
- Increased Cost of Construction – $10,000
OPTIONAL COVERAGES:
| coverage enhancement endorsement |
- Backup Sewers and Drains - $10,000
- Spoilage - $10,000
- Customer Property - $5,000
- Outdoor Signs - $5,000
- Money and Securities - $5,000
- Robbery and Safe Burglary - $5,000
- Property in Transit - $5,000
- Fire Department Service Charge - $5,000
- Increased Cost of Construction - $50,000
- Property of Others - $10,000
- Valuable Papers - $25,000
- Outdoor Property - $10,000
- Mechanical Failure
- Electrical Failure
- Communication Equipment
- Computer Equipment
- Electrical Equipment
- Refrigeration Equipment
- Heating and Air Conditioning Equipment
- Direct Physical Loss
- Business Interruption and Extra Expense
| additional optional coverages |
- Accounts Receivable
- Detached Signs
- Employee Dishonesty
- Forgery and Alteration
- Money and Securities
- Valuable Papers
- Spoilage
- Non-owned and Hired Auto
- Liquor Liability
- And More
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